Regency Fincorp Raises INR 50 Crore Through Listed NCDs to Strengthen Liquidity and Support Business Expansion

Zirakpur, 14^th July:  Regency Fincorp Limited, a leading NBFC focused on providing accessible and customer-centric financial solutions, today announced the successful completion of its ₹50 crore Listed Non-Convertible Debenture (NCD) issue during the first quarter of FY 2026–27. The fund raise strengthens the Company’s capital base and liquidity position while supporting the next phase of its growth strategy focused on secured lending, digital expansion and portfolio diversification. 

The successful completion of the listed NCD issue comes against the backdrop of strong operational momentum during Q1 FY 2026–27. During the quarter, Regency Fincorp expanded its secured loan book by 45%, increasing it from ₹159 crore as of March 2026 to ₹230 crore by June 2026, reaffirming its strategic focus on building a high-quality secured lending franchise. The Company also successfully launched its digital lending platform, Cash My Salary, building a digital loan portfolio of ₹23 crore, while further strengthening portfolio quality by reducing its unsecured loan exposure from 26% to 18%. 

Robust Growth in Secured Lending 

Commenting on the successful fund raise, Mr. Gaurav Kumar Kumar , Managing Director, Regency Fincorp Limited, said:

“The successful completion of our Listed NCD issue marks an important milestone for Regency Fincorp and reflects the confidence investors have in our business model and long-term vision. As we continue to diversify our funding base, we remain focused on building a future-ready institution that combines prudent lending practices with technology-led innovation to deliver meaningful financial solutions.India’s credit landscape is evolving rapidly, presenting significant opportunities for well-governed NBFCs to expand access to finance and support entrepreneurial growth. Our strategy is centred on strengthening our operational capabilities, maintaining a balanced and resilient portfolio, and delivering sustainable value through disciplined execution, sound governance and a customer-first approach. We remain committed to contributing meaningfully to India’s evolving financial ecosystem while creating long-term value for all our stakeholders.”

 Accelerating Growth Strategy for next phase of expansion:

Looking ahead, Regency Fincorp Limited remains focused on expanding its secured lending franchise, strengthening its digital capabilities and broadening its geographic presence. The Company aims to scale its Assets Under Management (AUM) to ₹500–550 crore, supported by a diversified funding strategy, continued portfolio optimisation and disciplined execution. It also plans an additional fund raise of ₹150 crore to support its next phase of growth.