Zip US Expands Partnership with Stripe to Accelerate Merchant Growth

NEW YORK, October 24, 2025 — Zip (ASX: ZIP), the digital financial services company offering innovative, people-centered products for everyday Americans, today announced the next evolution of its partnership with Stripe, the programmable financial services business. Zip is now available through Stripe’s optimized checkout interfaces, including Elements, Checkout, and Payment Links, empowering US merchants to drive incremental sales while engaging with a broader, financially underestimated customer segment. With a no-code setup, merchants can easily enable Zip directly from their Stripe Dashboard, streamlining integration and enabling Zip’s pay in installments payment method in their Stripe checkout experience.

Merchants can support BNPL with confidence

Zip designs innovative financial solutions with everyday people in mind, and as a result, offers a best-in-class decisioning engine and Payment Experience. The non-payment risk associated with shopper installments is assumed through Zip, so its merchant partners receive full payment upfront. It’s a model that unlocks new revenue while safeguarding margins, empowering merchants to serve confidently.

Key benefits for merchants include:

Seamless activation – Enable Zip in seconds directly through the Stripe Dashboard.
Expanded reach – Connect with high-intent shoppers who may have been overlooked by traditional financial services and other BNPL providers
Conversion uplift – Offer a trusted BNPL option that boosts order values and reduces cart abandonment.
Full payment upfront – Receive full payment while Zip manages customer repayments.
“Through our expanded partnership with Stripe, we are accelerating Zip’s US growth by making flexible payments available to more merchants and customers than ever before,” said Joe Heck, U.S. CEO of Zip. “This integration showcases the strength of Zip’s offering and reinforces our commitment to building solutions that scale.”

The Zip integration is now available to Stripe merchants in the US, supporting transactions in USD. Compliance, branding, and fraud protections are aligned with both Stripe and Zip standards to ensure a safe and seamless experience.