Mumbai, Dec 05th: 5paisa Capital Ltd. , one of India’s leading digital brokers, today announced a major upgrade to its 5paisa Pay Later (MTF) offering with 0% interest for the first 30 days up to 1 lakh funding for new users, and at one of industry-lowest carry-forward rates starting at just 0.026% per day.
In addition, 5paisa has significantly expanded its margin trading facility limit from ₹1 crore to ₹3 crore, giving traders substantially more buying power.
This enhancement positions 5paisa as one of the most cost-efficient and user-friendly MTF providers in the country, enabling retail traders and investors to take bigger, more confident positions in the cash market.
Commenting on the launch, Gaurav Seth, MD & CEO, 5paisa Capital, said: “At 5paisa, our aim is to remove the cost and capital barriers that limit retail participation in the cash market. With 0% MTF for 30 days and a higher funding limit of ₹3 crore, traders get more breathing room, more flexibility, and the ability to act on opportunities they believe in – without any burden of additional cost. This upgrade reflects our continued commitment to make trading more accessible, scalable, and cost-efficient.”
Key Highlights of the New 5paisa Pay Later (MTF)
- 0% Interest for the First 30 Days up to 1 lakh funding for new users
- One of the lowest interest rates in the industry
- Increased Funding Limit – now expanded to ₹3 crore
- Higher Buying Power & unlimited Holding period Comfort
- Integrated & Seamless Experience across mobile & web
Why This Matters for Retail Traders
Retail investors often struggle to capitalise on cash market opportunities due to limited capital – especially during high-conviction positional trades or intraday opportunities in larger stocks.
With interest-free MTF for 30 days for funding up to 1 lakh for new users and funding availability up to ₹3 crore, 5paisa helps users:
- Build delivery positions without blocking full capital
- Capture opportunities even when funds are tied up
- Hold trades longer with greater confidence
- Manage capital efficiently across multiple positions
- Scale their trading to the next level without higher costs
5paisa’s enhanced MTF aims to empower India’s growing base of retail traders to operate with more conviction, agility, and flexibility.