The Hartford Bolsters Cyber Insurance for Small Businesses

HARTFORD, Conn., September 23, 2025 — The Hartford’s comprehensive cyber product, CyberChoice First Response℠, is now available nationwide (excluding Alaska, Louisiana and Vermont) for small businesses through ICON, the company’s industry-leading quoting and binding system. Agents and brokers can quickly quote and bind tailored cyber coverage for their small business customers alongside other coverages through an easy, streamlined process.

The Hartford’s Spectrum Business Owners Policy (BOP), which includes property, general liability, and business income insurance, has been offered for many years on the company’s digital platform. Now, CyberChoice First Response℠ offers small businesses cyber coverage, seamlessly integrated alongside The Hartford’s Spectrum BOP.

“Now more than ever, all small businesses can be vulnerable to cyber threats,” said Chris Jones, head of Small Business at The Hartford. “Our enhanced cyber insurance makes it even easier for them to receive customized coverage based on the needs of their business – with the easy, fast, and accurate experience our customers and independent agent partners rely on.”

Cyber policies also provide the ability to choose to prepare for and respond to cyber threats in a way that best fits the business’ needs, including:

Coverage for loss of income due to a ransomware attack that shuts down a business, loss of other’s data due to breaches, costs to replace or restore the company’s data or network, and incident response expenses, such as forensic and public relations services;
Coverage related to a regulatory inquiry, which can be costly to defend and may involve fines;
24/7 cyber incident hotline staffed in the U.S. to assist in the event of a cyberattack; and
Available system failure and administrative error protection.
By making the coverage easier for brokers and agents to quote in ICON, small business customers can more efficiently purchase higher limits of first-party and third-party protection covering network security, data privacy, extortion threats, and other critical cyber risks.

Small businesses may also get cyber insurance quotes directly on TheHartford.com.

The Hartford’s Small Business unit proudly serves more than 1 million small business customers. The company has been supporting small businesses for more than 200 years, including the creation of a dedicated Small Business insurance unit more than 40 years ago.

ICON, renowned for its smart-coverage recommendations, is consistently ranked highest among The Hartford’s industry peers. Keynova Group, a benchmarking leader that evaluates financial services companies’ digital capabilities, has recognized The Hartford as the No. 1 Digital Small Business Insurer for six consecutive years.

Visit The Hartford’s website to learn more about small business insurance. Agents and brokers who do business with The Hartford can access ICON in The Hartford’s Electronic Business Center.