New York, NY, August 22, 2025 — Antravia Advisory, a financial consultancy specializing in the travel and hospitality industry, today announced the publication of two papers addressing gaps in travel finance:
Virtual Credit Cards in Travel and Beyond FX Fees: Currency Strategy for Travel Agencies and Hotels.
The reports, freely available for download at www.antravia.com, provides detailed analysis of how travel companies can navigate complex payment and currency challenges in 2025 and beyond. The reports also include an analysis of how travel businesses can address payment failures, foreign exchange risks, and the growing complexity of cross-border transactions.
“Travel businesses often underestimate the financial risks tied to payments and currency,” said Mary Lee, Director at Antravia Advisory. “Our research shows that issues like card rejection at hotel check-in, breakage from failed transactions, and unmanaged FX exposure can significantly erode margins. These issues can have a direct impact on profitability, yet many travel businesses still treat them as operational details, rather than strategic risks”
Highlights from the Research
Virtual Credit Cards (VCCs): Antravia’s research highlights structural issues around issuance, breakage, and charge failures, particularly when bookings are made months in advance and currency values shift.
FX Strategy: The Beyond FX Fees paper discusses how travel agencies and hotels can strengthen profitability through hedging, booking-level FX analysis, and better use of data in managing opposing flows.
Market Trends: Both papers also examine trends in the U.S., Europe, and emerging markets, showing how regulatory changes and payment innovation are reshaping the landscape for 2025.
Industry Relevance
The reports are particularly timely given the acceleration of global travel recovery and the rising complexity of cross-border payments. With travel agents, DMCs, and hotels under pressure to improve margins, Antravia’s report is designed as a practical resource to support travel businesses.