Easy Ways for your Axis Bank Credit Card Bill Payment

Axis Bank Credit Card Bill Payment

Confused about your Axis Bank Credit Card Bill Payments? Here are various methods in which you can easily make your Axis Bank Credit Card payment.

Axis Bank Credit Card Bill Payment by Cash

  • If you like to make payments in cash, you can also clear your Axis Bank credit card dues.
  • Just visit an Axis Bank branch to make the cash payment
  • A nominal Service Fees of Rs. 100 is levied per transaction
  • The amount is cleared on the same day

Axis Bank Credit Card Bill Payment by Cheque

  • You can pay your credit card dues by depositing a cheque in favour of Axis Bank Card Number with your credit card number at an Axis Bank branch.
  • The cheque takes 1 working day from an Axis Bank account to reflect in your account while a cheque payment from any other bank takes 3-5 working days.

How to Pay Axis Credit Card Bill through Debit Card/ATM

  • You can pay your credit card bill by using the Debit/ATM card of your Axis Bank account at any of the Axis Bank ATMs
  • You need to go to the “Other Services” tab from the main screen and choose “Bill Payment” option
  • Enter your credit card number and make the payment
  • The bill payment is cleared on the same day

Axis Bank Credit Card Bill Payment through Auto Debit Instructions

  • If you forget to make your credit card bill payments on time, you can register for Auto Debit facility from your Axis Bank Savings or Current account
  • The bill amount or the minimum threshold amount will be automatically debited from your Axis Bank account towards the Axis Bank credit card bill payment

Axis Bank Credit Card Bill Payment through Electronic Clearance Service (ECS)

  • The Electronic Clearance Service works like the auto-debit instruction method
  • The only difference is that you can set instructions to debit your non-Axis Bank account towards your credit card bill payment in the ECS method
  • You can choose to pay the minimum amount, total amount or a fixed amount every billing cycle
  • You need to get the form from your bank and submit it by filling in the necessary details to avail this facility

Axis Bank Credit Card Bill Payment through Netbanking

  • Use your Axis Bank netbanking ID and password to login to your Axis Bank account
  • All you need to do is go to the Pay Bill tab in the credit card section
  • Select the credit card number, the amount to be debited, and then click on “Submit” to complete the payment
  • The payment is credited on the same business day

Axis Bank Credit Card Bill Payment through Axis Mobile App

  • To make your credit card bill payment from your smartphone, you need to download the Axis Mobile App
  • Register using your net banking credentials or Axis Bank debit card details to pay your bill
  • Once you install and register this app, you can pay your credit card bills in the future instantly
  • The payment is cleared on the same day

Axis Bank Credit Card Bill Payment through SMS

  • You can pay your Axis Bank credit card bill in real-time by sending them an SMS
  • You need to type CCP, last six digits of your Axis Bank Savings or Current Account, payment amount, and last four digits of your credit card number separated by a space
  • For example, type CCP 411145 60 2921 and send the SMS to 5676782
  • The pre-requisites to avail this payment method are that you need to hold an Axis Bank Savings or Current account and have your mobile number registered with the account
  • The payment is cleared in real time

Axis Bank Credit Card Bill Payment through other Bank’s Netbanking

  • If you want to pay your Axis Bank Credit card bill using any other bank account, you can go to the Bill Desk page or pay via NEFT, RTGS or UPI
  • It takes up to three days to clear the payment made using this method

Axis Bank Credit Card Payment through NEFT using IFSC Code

Users should first add their credit card in the list of beneficiaries in order to use NEFT service. The steps to register the card can be found here.

To pay via NEFT the steps are:

  • Login to your Axis Bank account
  • Select Fund Transfers
  • Now, select NEFT
  • Choose the Axis Bank credit card whose bill needs to be cleared from the list of beneficiaries
  • Enter the amount then review and pay the bill

Axis Bank Credit Card Bill Payment via RTGS using IFSC Code

RTGS service can be used to clear credit card bills if the credit card bill amount is over Rs. 2 Lakh. The process is almost similar to bill payment via NEFT via IFSC Code. If you have not registered the Axis Bank credit card, follow the below-mentioned steps to do so. Skip this process if already registered.

  • Login to your bank’s Net-banking account
  • Click on “Add Beneficiary” under the Funds transfer tab
  • Enter the following details
    • Beneficiary Name – Name as printed on the credit card
    • Beneficiary Bank Name – Axis Bank
    • Beneficiary Branch Name – Mumbai
    • Beneficiary Account Number – Credit Card Number
    • Axis Bank Credit Card Bill Payment IFSC Code – UTIB0000400

To pay via RTGS follow these steps:

  • Login to your preferred bank’s net banking portal
  • Select RTGS under ‘Funds Transfer’
  • Select the Axis Bank credit card from the list of beneficiaries and enter the amount to be paid
  • Review the details and then confirm the payment

Customers can also pay their credit card bill via IMPS using Axis Bank credit card bill payment using IFSC Code.

Axis Bank Credit Card Bill Payment through BillDesk

  • Visit Axis Bank Card BillDesk portal
  • Enter your Axis Bank credit card details, select the bank from which the payment must be done on Pay Now
  • Enter your netbanking details and confirm the payment
  • The amount will be debited from your bank account instantly
  • Axis Bank will receive the payment on the same day

In case you still have a doubt about the payment of your Axis Credit card payment, then you can call up Axis Bank Credit Card Customer Care number. Axis Bank’s customer care will assist you in their best capacity to address and resolve your problems. You can also earn amazing Axis Bank Credit Card Reward Points on paying your bill online.You can also apply for a range of Axis Bank Credit Cards at Finserv MARKETS.

About Neel Achary 23171 Articles
Neel Achary is the editor of Business News This Week. He has been covering all the business stories, economy, and corporate stories.