Experts Say RBI’s Repo Rate Status Quo Offers Stability, Housing Sector Needs Boost

Mr. Ankur Jalan, CEO, Golden Growth Fund (GGF):

“In view of the ongoing trade concerns, the status quo on repo rate is a welcome move by the RBI. With interest rates slowing being transmitted, this along with the cut in GST will provide impetus to consumption demand in the economy and help shield India’s growth from the impact of ongoing trade tariffs.”

Mr. Vijay Harsh Jha, Founder & CEO, VS Realtors:

“The housing sales and launches have shown considerable decline till Q3 and may even fall short of 2024 numbers. At this juncture, a cut in repo rate along with the GST cut that has been implemented would have propelled sales during the festive season. Banks must take the lead in passing on the previous cuts to homebuyers.”

Umesh Gowda H.A, Chairman & Founder, Sanjeevini Group:

“While we welcome the RBI’s decision to maintain status quo in view of the ongoing trade tensions, a cut in repo rate along with the GST cut would have together made a huge impact on giving a spurt to demand. With slowing housing sales, it is imperative that a boost to the housing sector would go a long way in accelerating demand across all sectors.”

Mr. Samir Jasuja, Founder & CEO, PropEquity:

“The housing market, despite the dip in sales and launches, remains healthy. While a rate cut by the RBI would have benefited the sector, the festive quarter will nevertheless see improved launch momentum and higher absorption levels. The recent GST cut will provide some relief to affordable and mid-income housing.”

Market Snapshot:

Housing sales in India’s top nine cities fell by 4% in Q3 (July–September) 2025, settling just above the 1 lakh-unit mark at 1,00,370 units, according to PropEquity. New launches remained flat, coming in below the 1 lakh mark at 92,229 units, declining 10% on a Q-o-Q basis.